In the world of industry and commerce, there are unfortunately unscrupulous and dishonest businesses and organizations whose practices are intended to defraud the American consumer, or whose quest for profits are too often placed before consumer rights and consumer safety.
Thankfully, there are myriad watchdog and government entities in place to help protect you from an unfair or illegal victimization, and the Denver consumer protection lawyer at Lonn Heymann Law Firm, P.C. caution you to become an informed consumer before a fraudulent or misrepresented transaction affects your life in an adverse way.
The Federal Trade Commission, USA.gov, and consumer.gov are just a few of the government websites offering a host of information designed to educate consumers about frauds, scams and deceptive business practices, and they cover a wide array of topics. Consumer fraud and misrepresentation can victimize an unsuspecting consumer in areas like:
In 2007, the top five fraud complaints for Colorado residents were:
1. Shop-at-Home/Catalog Sales 818 11%
Source: Federal Trade Commission
• Obtaining credit and loans
• Purchasing, leasing or maintaining a vehicle
• Identity theft and security
• Purchasing consumer products
• Education and scholarships
• Business opportunities and financial investments
• Telemarketing and solicitation
• Environmental and energy use
• Health care
In Colorado, there is an excellent source for learning about and filing a complaint against a business entity that you feel may have defrauded you here.
With the advent of online shopping, identity theft has become one of fastest growing segments of consumer fraud in the U.S. People routinely discover that after purchasing a product or service over the internet and by using their credit card number, someone has used their card number to rack up fraudulent charges. The consumer must act fast in order to mitigate the damages, and work with their financial institution to restore their identity and repair any damage to their credit history records.
There are many federal and state laws in place to protect the consumer who has been defrauded, and a skilled consumer protection lawyer can be essential in helping prove your case. In order to bring a successful case against an individual or company that you think has engaged in fraud or deceptive business practices, you generally must prove that the perpetrator made a false statement of fact that was elemental in the course of your transaction. Other factors in support of your case include whether it can be proven that the person or business knew the statement was false or fraudulent, and whether you utilized that statement as a basis for deciding to continue with the transaction.
Consumer protection issues affect millions of people worldwide, and understanding the many federal and state laws can require a skilled and experienced Denver consumer fraud lawyer to mount a successful case against the offender, and obtain fair and reasonable compensation for the victim.
If you feel you have been victimized by a misrepresented, fraudulent or dishonest person or company, call our office of Lonn Heymann Law Firm, P.C. to schedule a no obligation review of your specific circumstances, and learn more about how we may be able to fight for justice and restitution on your behalf.